Since 1973, Bank of the Mountains has been family owned and operated, committed to serving the community in which we live with quality banking and friendly service.


We are a Real Community Bank, staffed with highly skilled people you know and trust, ready to serve you.


Customer satisfaction is our top priority and we are always striving to make sure that your experience with us is positive by providing our customers with the greatest convenience and security.


For over 45 years, Bank of the Mountains has been one of the strongest, soundest and safest banking institutions in this area, leading the way by offering the most current bank products and services to make your life easier.

Mobile Banking

BOTM Mobile LogoWhether you need to check your account balance at the grocery store or transfer money between accounts, Bank of the Mountains has you covered with BOTM Mobile!

Our Mobile Banking service offers many other advantages:


Even if your phone is lost or stolen, your personal information is protected.


When you swipe your debit card, it shows up immediately on your mobile banking app, instant and accurate balance.


We have apps for the iPhone and Android, so it works with any mobile phone.

The staff at the Bank works hard to keep you up to date with what our customers want in a bank. BOTM Mobile is available to any customer who is enrolled in online banking. Enroll now.  It is quick and easy!

If you have any questions, please do not hesitate to call us. We are here to serve you!

Our app is available on iOS and Androoid.  Click below to download for your platform!

IOS App Store Link

google play store

Downtown Drive Thru
Our new downtown West Liberty Drive-Thru

Why Bank Locally?

As one of the area’s only family-owned banks, Bank of the Mountains is proud to be your Real Community Bank!

What does it mean to bank locally? When you bank with us, you’re doing business with people you know and trust, people you’ve grown up with, people you see on Sundays. When you bank with us, decisions are made right here in Morgan County and your money stays at home where it is re-invested to help our communities grow stronger!

When you bank locally, you’re banking with a good neighbor – from supporting school academic and athletic programs to participating in our local civic organizations to sponsoring Market in the Park. Bank of the Mountains has always been and will remain a part of our community!

Local People, Local Decisions, Local Commitment – Bank of the Mountains is proud to be a Real Community Bank.

Ready to make the swap to Bank of the Mountains? Our Swap Kit makes it easy!  Click here to find out how.

Meet Our People


Bank Swap

Ready to switch to Bank of the Mountains? Our Bank Swap Kit makes it easy!